WHEN YOU REFINANCE, YOU may be tempted to move from a traditional 30-year mortgage to a 15-year mortgage that allows you to build equity faster and pay less interest.
Before you take that step, figure out whether a larger monthly payment fits in your budget or whether you should simply pay more toward your current mortgage. Also, consider whether you’ll be approved for a new mortgage as the coronavirus downturn has led to stricter lending standards.
Here’s what you need to know to help you decide whether to refinance to a 15-year mortgage.
https://loans.usnews.com/should-i-refinance-a-15-year-mortgage
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