There has been a surge of interest from people looking to release equity on their homes when they switch mortgage.
People doing this are typically taking out €30,000 and using it to carry out home improvements.
Despite taking on a larger mortgage, they are ending up in a situation where they are paying less in repayments a month because they are moving from high interest rates to much lower ones.
Equity release was popular during the build-up to the housing collapse more than a decade ago, but many over-borrowed.
https://www.independent.ie/
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